/* GUO Services — Design Insurigo — bleu #3b7a6a (teal corporate) + doré #c49a3c */
/* Full-width hero, benefit bar, about+stats, service cards with images */

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

:root {
  --primary: #3b7a6a;
  --primary-dark: #2c5e52;
  --primary-light: #e8f3f0;
  --accent: #c49a3c;
  --accent-dark: #a6812e;
  --accent-light: #fdf5e6;
  --dark: #1a2520;
  --text: #3a4945;
  --muted: #6b7f79;
  --bg: #ffffff;
  --bg-warm: #f5f9f8;
  --bg-hero: #3b7a6a;
  --border: #dce6e3;
  --radius: 10px;
  --shadow: 0 4px 20px rgba(14,92,79,.07);
  --shadow-lg: 0 8px 36px rgba(14,92,79,.12);
}

html { scroll-behavior: smooth; }
body {
  font-family: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
  color: var(--text);
  background: var(--bg);
  line-height: 1.7;
  font-size: 16px;
}

h1, h2, h3, h4 {
  font-family: 'Poppins', 'Inter', sans-serif;
  color: var(--dark);
  line-height: 1.2;
  font-weight: 700;
}
h1 { font-size: clamp(2rem, 4.5vw, 3rem); }
h2 { font-size: clamp(1.3rem, 3vw, 2rem); margin-bottom: .6em; }
h3 { font-size: 1.15rem; }

a { color: var(--primary); text-decoration: none; transition: color .2s; }
a:hover { color: var(--primary-dark); }

img { max-width: 100%; height: auto; display: block; }

.container { max-width: 1200px; margin: 0 auto; padding: 0 24px; }
.container-narrow { max-width: 800px; margin: 0 auto; padding: 0 24px; }

/* ─── TOP BAR ─── */
.top-bar {
  background: var(--dark);
  color: rgba(255,255,255,.8);
  font-size: .8rem;
  padding: 10px 0;
}
.top-bar .inner {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 24px;
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 8px;
}
.top-bar a { color: #fff; }
.top-bar a:hover { color: var(--accent); }
.top-bar .top-contact { display: flex; gap: 20px; align-items: center; }

@media (max-width: 600px) {
  .top-bar .inner { justify-content: center; text-align: center; }
}

/* ─── HEADER ─── */
.site-header {
  background: var(--bg);
  border-bottom: 1px solid var(--border);
  position: sticky;
  top: 0;
  z-index: 100;
  box-shadow: 0 2px 12px rgba(0,0,0,.04);
}
.site-header .inner {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 24px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 76px;
}
.logo {
  font-family: 'Poppins', sans-serif;
  color: var(--primary);
  display: flex;
  flex-direction: column;
  line-height: 1.15;
  text-decoration: none;
}
.logo:hover { color: var(--primary-dark); }
.logo .logo-name {
  font-size: 1.45rem;
  font-weight: 800;
}
.logo .logo-tagline {
  font-size: .68rem;
  font-weight: 500;
  color: var(--muted);
  letter-spacing: .02em;
}

.header-right { display: flex; align-items: center; gap: 24px; }
.header-phone {
  display: flex;
  align-items: center;
  gap: 8px;
  color: var(--dark);
  font-weight: 600;
  font-size: .92rem;
}
.header-phone .phone-label {
  font-size: .72rem;
  text-transform: uppercase;
  letter-spacing: .05em;
  color: var(--muted);
  font-weight: 500;
}
.header-phone .phone-num {
  color: var(--primary);
  font-size: 1.05rem;
  font-weight: 700;
}

.nav { display: flex; align-items: center; gap: 28px; }
.nav a {
  color: var(--text);
  font-size: .92rem;
  font-weight: 500;
  transition: color .2s;
  position: relative;
}
.nav a:hover { color: var(--primary); }
.nav .btn-nav {
  background: var(--primary);
  color: #fff;
  padding: 11px 24px;
  border-radius: 6px;
  font-weight: 600;
  font-size: .92rem;
}
.nav .btn-nav:hover { background: var(--primary-dark); color: #fff; }

.nav-toggle {
  display: none;
  background: none;
  border: none;
  font-size: 1.6rem;
  cursor: pointer;
  color: var(--dark);
}

@media (max-width: 900px) {
  .header-phone { display: none; }
}
@media (max-width: 768px) {
  .nav-toggle { display: block; }
  .nav {
    display: none;
    position: absolute;
    top: 76px;
    left: 0;
    right: 0;
    background: var(--bg);
    flex-direction: column;
    padding: 20px 24px;
    gap: 16px;
    border-bottom: 1px solid var(--border);
    box-shadow: var(--shadow);
  }
  .nav.open { display: flex; }
}

/* ─── HERO ─── */
.hero {
  position: relative;
  min-height: 540px;
  display: flex;
  align-items: center;
  overflow: hidden;
}
.hero-bg {
  position: absolute;
  top: 0; left: 0; right: 0; bottom: 0;
  background-size: cover;
  background-position: center;
  z-index: 0;
}
.hero-bg::after {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0; bottom: 0;
  background: linear-gradient(100deg, rgba(14,92,79,.92) 0%, rgba(14,92,79,.75) 45%, rgba(14,92,79,.3) 100%);
}
.hero .container { position: relative; z-index: 1; }
.hero-content {
  max-width: 580px;
  padding: 80px 0;
  color: #fff;
}
.hero-content .eyebrow {
  display: inline-block;
  background: rgba(255,255,255,.15);
  border: 1px solid rgba(255,255,255,.25);
  color: #fff;
  font-size: .78rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: .08em;
  padding: 6px 16px;
  border-radius: 4px;
  margin-bottom: 20px;
  backdrop-filter: blur(4px);
}
.hero-content h1 {
  color: #fff;
  margin-bottom: 18px;
  font-weight: 800;
  line-height: 1.15;
}
.hero-content .lead {
  font-size: 1.08rem;
  color: rgba(255,255,255,.88);
  line-height: 1.7;
  margin-bottom: 32px;
}
.hero-content .cta-row { display: flex; gap: 14px; flex-wrap: wrap; }

/* ─── PAGE HERO ─── */
.page-hero {
  background: linear-gradient(135deg, var(--primary) 0%, var(--primary-dark) 100%);
  color: #fff;
  padding: 56px 0 48px;
  text-align: center;
}
.page-hero h1 { color: #fff; margin-bottom: 8px; }
.page-hero .subtitle {
  color: rgba(255,255,255,.8);
  font-size: 1.05rem;
  max-width: 600px;
  margin: 0 auto;
}
.page-hero .eyebrow {
  display: inline-block;
  color: var(--accent);
  font-size: .78rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: .08em;
  margin-bottom: 10px;
}

/* ─── BUTTONS ─── */
.btn-primary {
  display: inline-block;
  background: var(--accent);
  color: #fff;
  padding: 14px 34px;
  border-radius: 6px;
  font-weight: 700;
  font-size: .95rem;
  transition: background .2s, transform .15s;
  letter-spacing: .01em;
}
.btn-primary:hover { background: var(--accent-dark); color: #fff; transform: translateY(-1px); }

.btn-secondary {
  display: inline-block;
  background: transparent;
  color: #fff;
  border: 2px solid rgba(255,255,255,.35);
  padding: 12px 30px;
  border-radius: 6px;
  font-weight: 600;
  font-size: .95rem;
  transition: border-color .2s, background .2s;
}
.btn-secondary:hover { border-color: #fff; background: rgba(255,255,255,.1); color: #fff; }

/* ─── BENEFIT BAR ─── */
.benefit-bar {
  background: var(--bg);
  padding: 0;
  position: relative;
  z-index: 2;
  margin-top: -40px;
}
.benefit-bar .container {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 0;
  background: var(--bg);
  border-radius: var(--radius);
  box-shadow: 0 8px 40px rgba(14,92,79,.1);
  overflow: hidden;
}
.benefit-item {
  display: flex;
  align-items: center;
  gap: 16px;
  padding: 28px 30px;
  border-right: 1px solid var(--border);
}
.benefit-item:last-child { border-right: none; }
.benefit-icon {
  width: 52px;
  height: 52px;
  border-radius: 50%;
  background: var(--primary-light);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.4rem;
  flex-shrink: 0;
}
.benefit-item h3 {
  font-size: .95rem;
  margin-bottom: 4px;
  color: var(--dark);
}
.benefit-item p {
  font-size: .82rem;
  color: var(--muted);
  margin: 0;
  line-height: 1.5;
}

@media (max-width: 768px) {
  .benefit-bar .container { grid-template-columns: 1fr; }
  .benefit-item { border-right: none; border-bottom: 1px solid var(--border); }
  .benefit-item:last-child { border-bottom: none; }
  .benefit-bar { margin-top: -20px; }
}

/* ─── SECTIONS ─── */
.section { padding: 80px 0; }
.section.bg-warm { background: var(--bg-warm); }
.section-head { text-align: center; margin-bottom: 50px; }
.section-head .eyebrow {
  display: inline-block;
  color: var(--primary);
  font-size: .78rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: .08em;
  margin-bottom: 10px;
}
.section-head p { color: var(--muted); max-width: 560px; margin: 8px auto 0; }

/* ─── ABOUT SECTION ─── */
.about-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: center;
}
.about-images {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
}
.about-images img {
  border-radius: var(--radius);
  object-fit: cover;
  height: 220px;
  width: 100%;
}
.about-images img:first-child {
  grid-row: span 2;
  height: 100%;
}
.about-text .eyebrow {
  display: inline-block;
  background: var(--primary-light);
  color: var(--primary);
  font-size: .75rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: .08em;
  padding: 5px 14px;
  border-radius: 4px;
  margin-bottom: 16px;
}
.about-text h2 { margin-bottom: 16px; }
.about-text p { color: var(--muted); margin-bottom: 24px; line-height: 1.7; }
.about-text .btn-primary { margin-bottom: 32px; }

.about-stats {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px;
  padding-top: 24px;
  border-top: 1px solid var(--border);
}
.about-stat { text-align: center; }
.about-stat .num {
  font-family: 'Poppins', sans-serif;
  font-size: 1.7rem;
  font-weight: 800;
  color: var(--primary);
  line-height: 1;
}
.about-stat .num span { color: var(--accent); }
.about-stat .label {
  font-size: .78rem;
  color: var(--muted);
  margin-top: 4px;
}

@media (max-width: 768px) {
  .about-grid { grid-template-columns: 1fr; gap: 36px; }
  .about-images { order: -1; }
}

/* ─── SERVICE CARDS ─── */
.grid { display: grid; gap: 24px; }
.grid-2 { grid-template-columns: repeat(auto-fit, minmax(320px, 1fr)); }
.grid-3 { grid-template-columns: repeat(auto-fit, minmax(300px, 1fr)); }
.grid-4 { grid-template-columns: repeat(auto-fit, minmax(250px, 1fr)); }

.service-card {
  background: var(--bg);
  border-radius: var(--radius);
  overflow: hidden;
  box-shadow: var(--shadow);
  transition: transform .2s, box-shadow .2s;
  text-decoration: none;
  color: var(--text);
  display: flex;
  flex-direction: column;
  border: 1px solid var(--border);
}
.service-card:hover {
  transform: translateY(-5px);
  box-shadow: var(--shadow-lg);
  color: var(--text);
}
.service-card-img {
  height: 200px;
  overflow: hidden;
}
.service-card-img img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform .3s;
}
.service-card:hover .service-card-img img {
  transform: scale(1.05);
}
.service-card-body {
  padding: 24px;
  flex: 1;
  display: flex;
  flex-direction: column;
}
.service-card-body .icon-badge {
  width: 44px;
  height: 44px;
  border-radius: 50%;
  background: var(--primary-light);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.2rem;
  margin-top: -46px;
  position: relative;
  border: 3px solid var(--bg);
  box-shadow: 0 2px 8px rgba(0,0,0,.08);
}
.service-card-body h3 {
  font-size: 1.05rem;
  margin: 12px 0 8px;
  color: var(--dark);
}
.service-card-body p {
  font-size: .88rem;
  color: var(--muted);
  flex: 1;
  line-height: 1.6;
}
.service-card-body .more {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  margin-top: 14px;
  color: var(--primary);
  font-weight: 600;
  font-size: .85rem;
  transition: gap .2s;
}
.service-card:hover .more { gap: 10px; }

/* Simple cards (no image) */
.service-card-simple {
  background: var(--bg);
  border-radius: var(--radius);
  padding: 28px 24px;
  box-shadow: var(--shadow);
  transition: transform .2s, box-shadow .2s;
  text-decoration: none;
  color: var(--text);
  display: flex;
  flex-direction: column;
  border: 1px solid var(--border);
}
.service-card-simple:hover {
  transform: translateY(-3px);
  box-shadow: var(--shadow-lg);
  color: var(--text);
}
.service-card-simple .icon { font-size: 1.8rem; margin-bottom: 12px; }
.service-card-simple h3 { font-size: 1rem; margin-bottom: 8px; }
.service-card-simple .more {
  display: inline-block;
  margin-top: 12px;
  color: var(--primary);
  font-weight: 600;
  font-size: .85rem;
}

/* ─── STATS BAR ─── */
.stats-bar {
  background: var(--primary);
  color: #fff;
  padding: 44px 0;
}
.stats-bar .grid { text-align: center; }
.stat-num {
  font-size: 2rem;
  font-weight: 800;
  font-family: 'Poppins', sans-serif;
  color: var(--accent);
}
.stat-label {
  font-size: .88rem;
  color: rgba(255,255,255,.8);
  margin-top: 4px;
}

/* ─── CTA BAND ─── */
.cta-band {
  background: linear-gradient(135deg, var(--primary) 0%, var(--primary-dark) 100%);
  color: #fff;
  padding: 64px 0;
  text-align: center;
}
.cta-band h2 { color: #fff; margin-bottom: 12px; }
.cta-band p { color: rgba(255,255,255,.85); max-width: 520px; margin: 0 auto 28px; }
.cta-band .btn-primary { background: var(--accent); color: #fff; }
.cta-band .btn-primary:hover { background: var(--accent-dark); }

/* ─── BREADCRUMB ─── */
.breadcrumb {
  background: var(--bg-warm);
  border-bottom: 1px solid var(--border);
  padding: 12px 0;
  font-size: .85rem;
}
.breadcrumb a { color: var(--muted); }
.breadcrumb a:hover { color: var(--primary); }
.breadcrumb .sep { margin: 0 8px; color: var(--border); }
.breadcrumb span:last-child { color: var(--dark); font-weight: 500; }

/* ─── ARTICLE ─── */
.article { padding: 50px 0 60px; }
.article .intro {
  font-size: 1.08rem;
  color: var(--muted);
  margin-bottom: 32px;
  line-height: 1.8;
}
.article h2 {
  margin-top: 40px;
  padding-top: 20px;
  border-top: 1px solid var(--border);
}
.article h2:first-of-type { border-top: none; margin-top: 0; padding-top: 0; }
.article p { margin-bottom: 16px; }
.article ul { margin: 12px 0 20px 0; padding-left: 24px; }
.article li { margin-bottom: 8px; line-height: 1.6; }

.info-box {
  background: var(--primary-light);
  border-left: 4px solid var(--primary);
  border-radius: 0 var(--radius) var(--radius) 0;
  padding: 20px 24px;
  margin: 28px 0;
}
.info-box h3 {
  font-size: .88rem;
  text-transform: uppercase;
  letter-spacing: .05em;
  color: var(--primary-dark);
  margin-bottom: 8px;
}
.info-box p { margin: 0; font-size: .95rem; }

/* ─── FORM ─── */
.form-row { margin-bottom: 18px; }
.form-row label {
  display: block;
  font-size: .88rem;
  font-weight: 600;
  color: var(--dark);
  margin-bottom: 6px;
}
.form-row input,
.form-row textarea,
.form-row select {
  width: 100%;
  padding: 12px 16px;
  border: 1px solid var(--border);
  border-radius: 8px;
  font-size: .95rem;
  font-family: inherit;
  transition: border-color .2s;
}
.form-row input:focus,
.form-row textarea:focus {
  outline: none;
  border-color: var(--primary);
  box-shadow: 0 0 0 3px var(--primary-light);
}
.form-row textarea { min-height: 140px; resize: vertical; }
.form-submit {
  background: var(--primary);
  color: #fff;
  border: none;
  padding: 14px 36px;
  border-radius: 6px;
  font-size: .95rem;
  font-weight: 700;
  cursor: pointer;
  transition: background .2s;
}
.form-submit:hover { background: var(--primary-dark); }

/* ─── FOOTER ─── */
.site-footer {
  background: var(--dark);
  color: rgba(255,255,255,.8);
  padding: 60px 0 0;
}
.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: 40px;
}
@media (max-width: 768px) {
  .footer-grid { grid-template-columns: 1fr; gap: 30px; }
}
.site-footer h4 {
  color: #fff;
  font-size: 1rem;
  margin-bottom: 16px;
}
.site-footer ul { list-style: none; padding: 0; }
.site-footer li { margin-bottom: 8px; }
.site-footer a { color: rgba(255,255,255,.65); font-size: .9rem; }
.site-footer a:hover { color: var(--accent); }
.footer-tag {
  font-size: .92rem;
  color: rgba(255,255,255,.5);
  margin-bottom: 12px;
}
.footer-bottom-bar {
  margin-top: 40px;
  padding: 20px 0;
  border-top: 1px solid rgba(255,255,255,.1);
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 12px;
}
.footer-utility {
  display: flex;
  gap: 20px;
  list-style: none;
  padding: 0;
}
.footer-copy {
  font-size: .82rem;
  color: rgba(255,255,255,.35);
}

/* ─── WHY CARDS ─── */
.why-card {
  background: var(--bg);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 28px 24px;
  box-shadow: var(--shadow);
}
.why-card h3 {
  font-size: 1.05rem;
  margin-bottom: 12px;
  color: var(--dark);
}
.why-card p {
  font-size: .92rem;
  color: var(--muted);
  line-height: 1.7;
  margin: 0;
}

/* --- FAQ --- */
.faq-list {
  max-width: 700px;
  margin: 0 auto;
}
.faq-item {
  border: 1px solid var(--border);
  border-radius: var(--radius);
  margin-bottom: 12px;
  overflow: hidden;
  background: var(--bg);
}
.faq-q {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 18px 22px;
  cursor: pointer;
  font-weight: 600;
  font-size: .95rem;
  color: var(--dark);
  transition: background .15s;
}
.faq-q:hover { background: var(--bg-warm); }
.faq-arrow {
  font-size: 1.3rem;
  color: var(--primary);
  transition: transform .2s;
  flex-shrink: 0;
  margin-left: 16px;
}
.faq-a {
  max-height: 0;
  overflow: hidden;
  transition: max-height .3s ease, padding .3s ease;
  padding: 0 22px;
}
.faq-a p {
  font-size: .9rem;
  color: var(--muted);
  line-height: 1.7;
  margin: 0;
}
.faq-item.open .faq-a {
  max-height: 300px;
  padding: 0 22px 18px;
}
.faq-item.open .faq-arrow {
  transform: rotate(45deg);
}

/* --- RESPONSIVE --- */
@media (max-width: 480px) {
  .hero { min-height: 420px; }
  .hero-content { padding: 50px 0; }
  .section { padding: 50px 0; }
  .grid-3, .grid-4 { grid-template-columns: 1fr; }
  .about-stats { grid-template-columns: repeat(3, 1fr); gap: 12px; }
}